Treasury Management Services

Easy Accessibility

Business Online Banking

• Monitor account balances and transaction information online. Initiate wire transfers, internal (express) transfers, bill payments, and stop payments. View Positive Pay exceptions. Import Automated Clearing House (ACH) or Positive Pay issue files. Pay down or draw from your line of credit. All of this while sitting at your PC with secured Internet access.
• Read more about our Business Online Banking here!

Business Mobile Banking with Mobile Deposit 

• Business Mobile Banking allows for banking at your convenience, whenever and wherever you want, right from your mobile device. Business clients enrolled in Business Internet Banking, have the ability to access their business accounts and perform a variety of banking functions at a time that is convenient for them.
• Read more about our Business Mobile Banking here!

Cash Flow Management

Automated Clearing House (ACH) Origination

• Use ACH through our online banking platform to pay employees via direct deposit, initiate tax payments, make trading partner/vendor payments, concentrate deposits from remote locations, or collect payments from customers electronically.

Zero Balance Account Service

• Reduce idle balances through the automatic consolidation of subsidiary account funds into a single master account.

Sweep Services

• Automatically pay down or draw from your line of credit or invest funds in an interest bearing account.

Fraud Prevention

Check Positive Pay

• Positive Pay represents a proactive approach to combating check fraud, with Bank of Central Florida and your business working together as a team. As an early warning fraud detection system, Positive Pay arms your business with the information needed to stop check fraud before it becomes a loss.

ACH Positive Pay

• Control ACH debit fraud and unauthorized ACH debits by providing a list of those electronic transactions which are allowed to post. All other ACH debits will require authorization to post.

Streamline Deposits

Express Deposit

• Bank of Central Florida Express Deposit is ideal for business customers who wish to consolidate bank relationships. The Express Deposit scanner equipment and bank-supplied software allows you to scan checks from your place of business and create an electronic image which is transmitted to a central processing center and converted into a substitute check. The substitute checks are then presented for payment at the appropriate paying institution.

Manage Payments

Wholesale Lockbox

• Reduce the mail time, deposit preparation time, and check collection time associated with accounts receivable processing.

Receive meaningful responsive support from our local and highly experienced treasury team: