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Intelligent Money Market Icon

Intelligent
Money Market

  • Higher yielding variable interest rate 
  • Free standard checks
  • Free Online Banking 
  • Free Mobile Banking with Check Deposit
  • Free imaged monthly bank statements and checks
  • $1,500 minimum deposit to open
  • $10 monthly maintenance fee if average daily balance falls below $2,500
  • Monthly maintenance fee waived with combined average ledger balances in all non-time deposit accounts of $15,000 or more

Intelligent Savings Icon

Intelligent
Savings

  • Variable interest rate earned monthly
  • Free Online Banking
  • Free Mobile Banking with Check Deposit
  • Free imaged quarterly bank statements
  • $500 minimum deposit to open
  • $10 monthly maintenance fee if the average daily balance falls below $2,500
  • Monthly maintenance fee waived with combined average ledger balances in all non-time deposit accounts of $15,000 or more

Cash Sweep Icon

Certificate
of Deposit

  • Flexible terms from 30 days to 60 months
  • Convenient renewal process
  • Fixed rate to maturity
  • Interest compounded daily
  • $1,000 minimum balance to open
  • Penalty may apply for early withdrawal

Intelligent Savings Icon

Regular
Money Market

  • Higher yielding variable interest rate
  • Free standard checks
  • Free Online Banking
  • Free Mobile Banking with Check Deposit
  • Free imaged monthly bank statements and checks
  • $500 minimum deposit to open
  • $5 monthly maintenance fee if average daily balance falls below $1,500

Intelligent Savings Icon

Regular
Savings

  • Variable interest rate earned monthly
  • Free Online Banking
  • Free imaged quarterly bank statements
  • $100 minimum deposit to open
  • $5 monthly maintenance fee if average daily balance falls below $500

Cash Sweep Icon

Traditional
IRA

  • FDIC insured up to $250,000
  • No maintenance fees
  • Annual distributions required after age 72
  • IRA transfers, rollovers and regular contributions available
  • $1,000 minimum balance to open

Insured Cash Sweep Icon

Insured
Cash Sweep

  • Multi-million dollar FDIC insurance protection
  • Free Mobile Banking with Check Deposit
  • Quick access to monitor and manage your funds
  • Unlimited deposit capability

Placement of funds through the ICS Program, offered through Intra Fi Network Deposits, are subject to the terms, conditions, and disclosures set forth in the custodial and deposit placement agreements with Bank of Central Florida and IntraFi LLC. Limits and customer eligibility criteria do apply.

Monthly maintenance fee waived with combined average ledger balances in all non-time personal deposit accounts of $15,000 or more.

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Q&A with Christin Strawbridge, President of Catapult Lakeland

Catapult opened an account with Bank of Central Florida in 2013. Since then, they’ve grown from a small business in a basement to a 40,000 square foot entrepreneurial center in the heart of Lakeland. Hear from Catapult president Christin Strawbridge on the business' experience at Bank of Central Florida.

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Jen and her team have always been extremely responsive. Every time we need something or have a question, we know we can pick up the phone and give her a call. We had one instance where the team was extremely helpful. When we got over the $250,000 mark, they helped us move to Insured Cash Sweep accounts to make everything better for us.Christin Strawbridge, President of Catapult Lakeland

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